Why Do I Need An Insurance Broker?

 

• Insurance brokers have established strong relationships with all levels of management and customer service at the Carriers (Aetna, Blue Cross, Humana, Kaiser Permanente, National General, StarMark), and know where to go for answers to complex issues.

 

• Your broker can handle claims, enrollment, and billing issues for you.  You don’t have to stay on hold waiting to speak to a Carrier customer service representative, get transferred several times, and end up with a representative that can’t or won’t help you … You have better things to do with your time. 

 

• Your broker can answer questions regarding claims, benefits, and human resources.

 

• Having a broker costs you nothing.  Your broker is hard at work for you while being compensated by the Carriers.

 

• Having Reed Insurance Group as your broker gives you free of charge access to an attorney who will evaluate any human resources legal issues you may have and provide recommendations on how to proceed.

 

• Your broker can handle enrollments and terminations for you when you need help.

 

• Insurance brokers have the knowledge to make solid recommendations on how to structure your employee benefits to maximize benefits and cut costs.

 

• Your broker can educate you on all the products and services available in the group health insurance market such as Health Savings Accounts, Health Reimbursement Accounts, Flexible Spending Accounts, Premium Only Plans, Level-Funding, Self-Funding, Telemedicine, Minimum Essential Coverage plans, Fully-Insured Medical, Fee Schedule and PPO Dental, Short-Term and Long-Term Disability, Voluntary and Company-Paid Benefits, and the list goes on.

 

• Your broker will LISTEN and FIND SOLUTIONS to MEET YOUR NEEDS.