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Group life and disability insurance

Many employers choose to offer LIFE insurance coverage to their employees. The premiums are very low, and typically employers pay 100% of the premium.  Coverage can be as low as $10,000 or as high as desired.  Life insurance benefits give employees peace of mind that their families will have some protection if the unthinkable or unexpected occurs.


DISABILITY coverage is also another insurance benefit offered by many employers.  This benefit also gives employees peace of mind and less stress in their everyday lives so they can concentrate on work and be more productive.

Some Carriers Offer All LInes of Coverage 
You can bundle and save time and money
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Everyone should have a life insurance policy.  Life insurance protects the people you love the most.


Life insurance on high level management employees/ business owners protects the organization that everyone has worked So hard to build and make successful.


There are a variety of life insurance plans and premiums, and you can offer this additional benefit to your employees at a very low cost.



Disability insurance secures an employee's income by supplementing their income in the event that the employee becomes unable to work due to an accident or illness.


There are two types of disability insurance:  Short-Term and Long-Term.


Short-Term Disability supplements an employee's income if they are disabled for a short period of time (less than 90 days), and premiums are based on their weekly income.


Long-Term Disability supplements an employee's income if they are disabled for more than 90 days, and premiums are based on the employee's monthly income.


Statistics show that 43% of people age 40 will have a long-term disability event (lasting 90 days or more) by age 65.

1 out of 4

employees will be disabled for

or more months during

their careers.

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